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POD Booklet

This booklet describes your benefits if your Period of Disability (as defined in the booklet) began on or after October 1, 2014. To view this booklet click the button below titled Booklet Effective 04/01/18. If your Period of Disability began prior to October 1, 2014 then your benefits are described in the 7/01/08-9/30/14 Booklet. To view the booklet effective 7/01/08-9/30/14, expand the section below titled 7/01/08-9/30/14 Booklet.

7/01/08-9/30/14 Booklet

This booklet describes your benefits if your Period of Disability (as defined in the booklet) began prior to October 1, 2014. You can view this booklet using the links below. If your Period of Disability began on or after October 1, 2014 then your benefits are described in the booklet effective October 1, 2014. To view the booklet effective October 1, 2014 click on the button in the section above titled Booklet Effective 10/1/14.