This booklet describes your benefits if your Period of Disability (as defined in the booklet) began on or after Oct. 1, 2014. To view this booklet click the
button below titled
Booklet Effective 09/01/22. If your Period of Disability began prior to Oct. 1, 2014, then your benefits are described in the 7/01/08-9/30/14 Booklet. To view the booklet effective 7/01/08-9/30/14, expand the section below titled
7/01/08-9/30/14 Booklet.